Bankruptcy: Last Week Tonight with John Oliver (HBO)

John Oliver details why people file for bankruptcy, how needlessly difficult the process can be, and the ways we can better serve people struggling with debt.

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  1. Tex on April 27, 2021 at 4:17 pm

    Damn, no offense big John, but you suck now

  2. PushingFoward28 on April 27, 2021 at 4:19 pm

    Not being able to cancel our student loan debts through bankruptcy is such an american move. Good thing POTUS will fix this issue 😒

  3. fouoii gyhh on April 27, 2021 at 4:20 pm

    "I’m happy that LastWeekTonight still has things to cover" is the single most bittersweet statement I have ever uttered.

  4. Ashley Joyner on April 27, 2021 at 4:21 pm

    I really liked that credit counseling video at the end!

  5. eric stevens on April 27, 2021 at 4:22 pm

    maybe don’t go in to 80K of college debt. ridiculous to be pissed off you can’t waive a wand and erase debt. it shifts to someone else, it doesn’t disappear. I don’t want to pay for your obligations.

  6. Hannah Razel on April 27, 2021 at 4:22 pm

    Now I believe God won’t come down to save us an angle will be sent….I’m so fortunate to meet my God sent angels @joehackBTC on telegram…after long time hardship he got me 3btc 🙏🙏

  7. Senthil Kumar N on April 27, 2021 at 4:24 pm

    Ha ha ha.. Very true.,

  8. JLH0133 on April 27, 2021 at 4:25 pm

    I don’t know much about college tuition; I come from a country with free education. However, now that you have the system that you have with student loans and so on, wouldn’t you prefer a system where people can’t erase their debt by declaring bankruptcy right after graduating, right?

    Or did I misunderstand something?

  9. Rehan Vastani on April 27, 2021 at 4:25 pm

    OH MY GOSH YOU FEATURED THE RACOON WHISPERER!?! Some of the most wholesome content out there.

  10. Kevin S. on April 27, 2021 at 4:25 pm

    United States, the ‘Best Country in the World, The Country of Freedom’ never ceases to amaze me. It does everything it can to screw their citizens left and right.

  11. A Breathing Coffin on April 27, 2021 at 4:25 pm

    Seeking a job that pays more is the default Politician/Talking Head advice to the poor, ala Ben Shapiro, Joe Biden.

  12. Melle Kroesbergen on April 27, 2021 at 4:25 pm

    Hey can you send me a link to that video of the man with the raccoons ? Thanks

  13. Jordan Chatterton on April 27, 2021 at 4:25 pm

    Oliver’s brain is a gift to society.

    *sonic commercials not in there service areas need to die, same with DQ lol*

  14. SpeedTopia on April 27, 2021 at 4:26 pm

    and i actually subscribe to the channel of the guy feeding racoons hot dogs…LOL…great channel by the way, especially if you are an animal lover ❤

  15. Cloak on April 27, 2021 at 4:27 pm

    "I declare bankruptcy"

  16. Samoht Sirood on April 27, 2021 at 4:28 pm

    "If you want to know the truth before you run up your credit cards and decide to stop paying make sure that you switch your address switch your phone number on file to both out of state that you live in… Also get rid of your mailbox and address markings on your house see when you don’t know comes up to you and says your name asking if it’s you don’t say yes. Walk away close the door tell him you don’t live here get off your property… Most importantly do not answer the door if it’s a cop!!! If they have enough for the warrant they can come back and kick the door in if not then they have no reason and no ability to come on into your house legally unless you open the door DO NOT open the door! Either way you must start waiting 10 years… Immediately try to rebuild your credit and let those accounts fall off don’t answer the phone to collectors or anything else and also don’t have a voicemail setup that we know we can leave messages on your phone… They can only send text and you can block the number or act like you didn’t receive it"….. All of that is some Robin Hood good for the common people illegal credit advice I got from some onetime… Just figured I would share that here.

  17. The Tower - Fantasy Music on April 27, 2021 at 4:29 pm


  18. hpqphpqp on April 27, 2021 at 4:30 pm


    at finding every possible way to screw over anyone who is not rich (or white, etc.)

  19. rezkalla on April 27, 2021 at 4:32 pm

    Passed by George W Bush.

  20. johnnystir on April 27, 2021 at 4:34 pm

    20:42 two of my favorite YouTube Channels intersect! James Blackwood’s channel is fantastic.

  21. Umbryth on April 27, 2021 at 4:34 pm

    That man is chanting “YES! YES! YES!” With the confidence of someone who knows what they are doing is causing a demon to be summoned, and is happy it’s going so well.

  22. Romana Bereneth on April 27, 2021 at 4:36 pm

    I owe over a quarter million in student debt. I earn about 800 dollars a month and get no assistance from the government. I’ve exhausted my job options. Cool.

  23. asldkfjasldkfj on April 27, 2021 at 4:39 pm

    Oliver is a corporate tool

  24. Craig Mingus on April 27, 2021 at 4:40 pm

    You never realize how much #JohnOliver cusses until you watch an episode with your 90 y/o #grandmother. It’s literally cringe-worthy when you realize how many times he says "fuck" during his show. Could John Oliver actually get through an episode w/o cussing? I challenge him.

  25. Samoht Sirood on April 27, 2021 at 4:40 pm

    Just don’t ever go to school cuz you can’t get rid of student debt start companies in Delaware the first state where you have immunity from disclosing who owns the company and run the company’s build them up build credit then eventually run them into the ground and bankrupt them will not affect your personal credit and free money, Merica!!!

  26. Taylor Reeves on April 27, 2021 at 4:42 pm

    Anyone else unable to turn on notifications for this channel?

  27. Liberty Springs on April 27, 2021 at 4:42 pm

    Anyone starting college at this point should know not to use student loans

  28. X Hawkeye on April 27, 2021 at 4:42 pm

    Who here was recommended this from a Secular Talk video?

  29. Shawnlize Leatherdale on April 27, 2021 at 4:44 pm

    Let it go to collections, ignore them for a few years, offer pennies on the dollar, and voila, paid off, no bankruptcy

  30. FlamingAtheist on April 27, 2021 at 4:47 pm

    America be like: "Here’s a system we put in place to help you"
    People use said system in any way like it was intended
    America: "no wait you weren’t suppose to actually use that, here lets make it harder for you to use that rather than work on what brought you to it"

  31. Kevin McLaughlin on April 27, 2021 at 4:50 pm

    It’s one thing to say that there is predatory behavior in the financial system and call it out, which is good. It’s another to shit on the idea of taking personal responsibility for our actions.

    Most debt is bad behavior. And I say most, lest a bunch of people comment on their outlying situations that are out of their control.

    Dave Ramsey… look him up. No get rich quick schemes… just education regarding how to make a budget, follow it, pay off debts, etc.

  32. By dawn's early light on April 27, 2021 at 4:50 pm

    Well for the haters out there, until your news outlets start criticizing your own, you got nothing to say. Biden wasn’t the best choice, but he was better than that weasel trump…

  33. Holzkohlen on April 27, 2021 at 4:51 pm

    "once in a century global pandemic" Ohhh boy, this isn’t gonna age very well. See you in 10-20 years or so.

  34. Benjamin Gal-Or on April 27, 2021 at 4:51 pm

    Is fooling all by just do same to end pandemic at the door with criminal deaths?
    NOT CLIMATE, LOCAL CLIMATES prevent most Covid Deaths, Science proves.

    Virus Control Ability, VCA, or Covid Deaths Ratio, IS A WHO SCIENCE INDEX,
    Reordered here v. Life Expectancy & 78-days VCA-History of non-abating deaths.

    This VCA-WHO-INDEX PROOF is not for fooling themselves in public, the unable
    to write more than one line, not read a few, nor for Self Appointed ‘Reporters of
    Science’, replacing scientists while tainting science and this civilization. "Answer not
    a fool, according to his folly, LEST THOU ALSO BE LIKE INTO HIM." King Solomon.

    1 – [4] SNGPR 0.05(0.05)30……………2 – [114] BHTN 0.10(0.12)1
    3 – [126] MNGL 0.23(0.11)74…………..4 – [49] TLND 0.24(0.43)117
    5 – [33] MLDV 0.26(0.32)71…………….6 – [145] ERTR 0.28(0.33)10
    7 – [41] UAE 0.31(0.28)1,567…………..8 – [47] BHRN 0.36(0.36)617
    9 – [63) MLAS 0.37(0.36)1,415……….10 – [93] CYMN 0.38(0.51)2
    11 – [8] ICL 0.45(0.48)29…………………12 – [28] CYPR 0.49(0.64)297
    13 – [94] SYCL 0.50(0.42)2……………..14 – [37] CUBA 0.57(0.83)569
    15 – [51] SLNK 0.64(0.49)634………….16 – [19] MRTNQ 0.64(0.70)68
    17 – [14] NRW 0.67(0.75)736…………..18 – [45] SMRT 0.70(0.97)12
    19 – [100] USBK 0.73(0.79)639………..20 – [55] BORA 0.75(0.73)141
    21 – [9] ISR 0.76 (0.74)6,346……………22 – [43] CURC 0.85(0.44)102
    23 – [65] SRB 0.91(0.89)6,164………….24 – [108] CBVR 0.92(0.95)201
    25 – [45] ESTN 0.93(0.92)1,126………..26 – [21] ANDORA 0.95(1.01)123
    27 – [150] PAP 0.96(1.06)99……………..28 – [15] NZ 1.00(1.04)26
    29 – [34] TWN 1.01(0.88)11………………30 – [22] FIN 1.03(1.55)902
    31 – [121] VNZL 1.04(0.94)1,925……….32 – [43] OMN 1.05(1.08)1942
    33 – [128] INDIA 1.14(1.37)189,549……34 – [34] BRB 1.16(1.10)44
    35 – [15] NL 1.18(1.43)17,016……………36 – [2] MNCO 1.21(1.28)28
    37 – [84] JRD 1.22(1.10) 8,574…………..38 – [72] VTN 1.24(2.26)35
    39 – [35] LBN 1.37(1.01)7,890……………40 – [13] MLT 1.37(1.35)412
    41 – [11] SWD 1.48(2.04)13,923…………42 – [10] SK 1.56(1.59)1,802
    43 – [3] SWS 1.63(1.80)10,550…………..44 – [160] KNY 1.66(1.74)2,583
    45 – [24] AST 1.66(1.76)9,055……………46 – [76] SAR 1.68(1.72)6,846
    47 – [118] PHL 1.68(2.11)16,529…………48 – [57] MRCO 1.77(1.74)8,983
    49 – [1] HK 1.79(?)209……………………….50 – [35] U.S. 1.79(1.69)585,075 **
    51 – [2] JP 1.79(1.93)9,671…………………52 – [49] ALB 1.82(1.71)2,36
    53 – [12] FR 1.88(2.40)102,496…………..54 – [20] PRTG 2.04(1.70)16,951
    55 – [108] UKR 2.08(1.83)41,700………..56 – [6] SP 2.25(2.07)77,591
    57 – [103] RUS 2.27(2.11)107,501………58 – [23] BLG 2.47 (3.03)23,957
    59 – [25] GRM 2.51(2.59)81,936…………60 – [48] CLMB 2.58(2.59)68,328
    61 – [66] BRZL 2.72(2.44)386,623………62 – [25] UK 2.89(2.83)127,385
    63 – [15] GRC 3.00(3.60)9,864…………..64 – [5] ITL 3.02(3.47)118,699
    65 – [98] ELS 3.06(3.08)2,093……………66 – [7] AU 3.07(3.19)910
    67 – [86] GTML 3.38(3.54)7,309…………68 – [58] PRU 3.38(3.42)59,012
    69 – [59] TUNS 3.43(3.48)10,170……….70 – [153] SAF 3.43(3.39)54,066
    71 – [54] HUNG 3.43(3.40)26,208………72 – [117] BLV 4.32(4.56)12,783
    73 – [51] EQD 4.91(5.26)18,062…………74 – [54] CN 5.12(5.18)4,636
    75 – [109] SYR 6.91(6.68)1,510…………76 – [146] SDN 7.03(6.75)2,300
    77 – [75] MXC 9.23(8.51)214,504……….78 – [144] YMN 19.40(29.0)1,120

    * LCT, LOCAL CLIMATE THERMODYNAMICS is, inter alia, based on
    Worldwide Acclaimed book COSMOLOGY, PHYSICS and PHILOSOPHY,
    [Amazon], followed by editorials, reviews, comments at U-tube, ‘in’,
    10 Million-plus References-Citations by Google.
    ** US # include low infected by LCT in islands/atolls between Au & NZ & PHL.

    LCT 1. High VCC , not #/POP, which is not science, neglect nature recovery at
    beach areas, islands, atolls, deserts, forests, highway-sides, residential distancing.
    LCT 2. No country, alone, can execute global, final recovery from this pandemic.
    LCT 3. To win this global war mandating by UN-SC may help.
    LCT 4. It may prevent many fatalities by forcing WHO the world PANDEMIC-CZAR.
    LCT 5. Win this war only by Vaccines etc.? Why not combine it with natural LCT?
    LCT 6. People/Regimes must escape prisons of borders-citizenship to survive.
    LCT 7. Is fooling all by just do same to end pandemic at the door with criminal deaths?
    Click name for online books, editorials, etc.
    Copyrights, etc.: 87 yrs/old, Prof.-Dr. Benjamin Gal-Or and son David Galor.//

  35. Ask to seduce Miss on April 27, 2021 at 4:55 pm

    He hurried out of the outro like me telling my parents I’m staying over at my friends house lol

  36. Samoht Sirood on April 27, 2021 at 4:57 pm

    Kevin O’Leary’s biggest thing that he does is be a hypocrite…

  37. Regina Rajendran on April 27, 2021 at 4:57 pm

    In my country, Malaysia, bankruptcy is not a fresh start. You end up losing many of your rights… You are no longer allowed to own a business/be a director in a company. Getting loans is also unlikely.

  38. Justin West on April 27, 2021 at 4:58 pm

    Mary’s husband failed to get isekaied by truck-kun

  39. Your Concierge In Panama on April 27, 2021 at 4:58 pm

    The issue here is ppl not educating themselves in credit fluency. Use the system for your benefit. It is built against the regular man, but if you know how to play credit against itself within the modern US imperialist system you can trade debt on debt. If you have no credit, you can’t get credit. So let’s say you lived your life perfect without credit, living outside the system and you’ve done good, but for whatever reason you decide, let’s get a loan. Without previous credit they won’t give you a good interest rate or solid loan vs the person who miss-used their credit – it’s ridiculous. Get little credit, build it, use it, pay it off, and then take more credit. Never use cash. Always use credit – never use debit. Even Buffet will say don’t use cash. When you build small to big credit you can trade debt for debt. When you get 10k in credit you can trade it to another card with no balance fees for 18 months. Trade your debt over and over with transfer as necessary to build out the dream. If you over spend, then that’s your issue and that is because of a lack of financial literacy, but hey – the US doesn’t wan’t you to be financially literate. Borrow against nothing and move it up until you trade off for income generating assets. Take more credit and more credit and trade it over or else how are you going to beat the system and break the cycle.

  40. Ethan S on April 27, 2021 at 4:59 pm

    This is gigantic fallacy after gigantic fallacy. You fail to mention why chapter 13 doesn’t work. People who file them simply can’t even pay the fractional payments. I have zero sympathy for people who make stupid financial decisions.

  41. A3 on April 27, 2021 at 4:59 pm

    "Now you see me" "now you don’t" what a lost opportunity

  42. Jonnathan Romero Huertas on April 27, 2021 at 5:00 pm

    It is painful to understand how rigged is the game

  43. Alex Arthurs on April 27, 2021 at 5:03 pm

    17:45 damn Biden used to able to talk so much more coherently

  44. NobleWolf on April 27, 2021 at 5:03 pm

    I seriously hope people learn not to trust scammers

  45. Penelope Elsie on April 27, 2021 at 5:06 pm

    This video was very interesting! If it wasn’t with the help of Mrs. Emilia Green who knows how I would have understood trading crypto. she helped manage my assets by putting me on the right platform

  46. InfoJunkie on April 27, 2021 at 5:07 pm

    Just one more example of many that proves why Joe Biden is such a self-serving POS

  47. guy sumpthin on April 27, 2021 at 5:11 pm

    Add to that : people who think its fashionable to offer more than asking price for a (already overpriced) home , and brag to their friends about it : "oooooh you’re so baller with that borrowed money" (moron)

  48. David Campos on April 27, 2021 at 5:12 pm

    How soft you became in just a few months. Suddenly there is no pandemic, no migration crises, no political issues. How biased you are was always pretty obvious for anyone to see, but you keep surprising us 😄

  49. fireinacan on April 27, 2021 at 5:15 pm

    I fear for the hotdog man’s safety if he ever has the misfortune to run out of cylindrical meat.

  50. The Gamer Pau on April 27, 2021 at 5:16 pm

    This is the good thing about John Oliver. Whoever is the president, he can stand in front that person and criticize

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